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中国支付清算协会发布《智能体支付应用自律公约》_我的网站

一 | (ECNS) -- Starry Lee Wai-king, member of the Standing Committee of the National People's Congress and President of the Legislative Council of Hong Kong Special Administrative Region (HKSAR) on Monday encouraged Hong Kong people and businesses operating on the Chinese mainland to leverage their strengths to facilitate Hong Kong's deeper integration into and service to China's overall development strategy. Lee addressed a sharing session hosted by the Office of the Government of the HKSAR in Beijing and the Hong Kong China Chamber of Commerce, with about 200 business representatives attending. She noted that the Legislative Council will act as a promoter and supervisor to help implement Hong Kong's upcoming first five-year development plan, and said Hong Kong can serve as a bridge for mainland tech-focused companies expanding into global markets through its international platforms. Arsene Yiu Kai-cheuk, director of the HKSAR Government's Beijing Office, noted that with the start of the country's 15th Five-Year Plan (2026-2030), Hong Kong institutions will step up exchanges to help residents better seize national development opportunities. (By Intern Lin Qiaochu, Zhang Dongfang)
。 北京8月24日电(记者吴雨)8月24日,中国支付清算协会发布《智能体支付应用自律公约》,在强化行业自律、保护消费者合法权益等方面作出一系列安排,旨在促进智能体支付应用安全、合规、可持续发展。 当前,人工智能技术加速迭代演进,部分支付清算机构已开展智能体支付探索实践,但行业缺乏统一、可参考的标准规则。

二 | 为响应相关诉求,中国支付清算协会在中国人民银行指导下,制定并发布《智能体支付应用自律公约》,旨在通过柔性自律治理手段凝聚行业共识,助力行业守正创新发展。 记者了解到,在智能体管理方面,公约要求会员单位基于“了解你的客户(KYC)”进一步探索建立“了解你的智能体(KYA)”机制。在授权管理方面,公约要求会员单位明确智能体支付应用的授权边界,与用户签订责任清晰的授权协议。

三 | 在防范风险方面,公约要求会员单位建立分级分类管理机制,通过交易限额等方式加强资金安全管理。 协会有关负责人介绍,公约将保护消费者合法权益摆在突出位置,要求会员单位积极开展消费者教育,通过建立投诉受理机制切实维护消费者合法权益;为消费者提供便捷的智能体支付应用关闭、信息查询的通道,保障其自主选择权。

四 | 公约还提出,会员单位应坚持开放合作,共同维护公平、开放、健康的智能体支付应用生态,不得通过排他合作、强制捆绑、低价补贴等方式限制用户选择,不得扰乱市场经营秩序。 协会有关负责人表示,在智能体自主发起支付交易的应用落地实施前,会员单位应向中国支付清算协会报备,充分开展业务有效性、技术安全性、伦理符合性等方面评估验证,配套人工服务、风险监控、舆情监测、应急处置、回退机制等保障措施,防范智能体支付应用风险。
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